defcalculer_Floor(montant_emprunt,taux_plancher,tx_prime,hypotheses):# Calcul de la prime
prime=tx_prime*montant_empruntprint("\nCalcul de la prime: {:.2%} * {:.2f} € = {:.2f} €".format(tx_prime,montant_emprunt,prime))# Traitement de chaque hypothèse
fori,taminenumerate(hypotheses,1):print("\nHypothèse {} - TAM: {:.2%}".format(i,tam))print("Prime payée en début de période: {:.2f} €".format(prime))iftam<taux_plancher:differentiel=montant_emprunt*(taux_plancher-tam)print("Exercice de l'option car TAM < Taux plancher garanti")print("Différentiel reçu: {:.2f} €".format(differentiel))print("Calcul du différentiel: {:.2f} € * ({:.2%} - {:.2%}) = {:.2f} €".format(montant_emprunt,taux_plancher,tam,differentiel))else:print("Aucun différentiel reçu car TAM >= Taux plancher garanti")# Paramètres d'entrée
montant_emprunt=float(input("Montant de l'emprunt : "))taux_plancher=float(input("Taux plancher garanti (%) : "))/100# Conversion en pourcentage
tx_prime=float(input("Taux de la prime (%) : "))/100# Conversion en pourcentage
nombre_hypotheses=int(input("Nombre d'hypothèses : "))hypotheses=[]for_inrange(nombre_hypotheses):tam=float(input("Taux d'intérêt variable (TAM) pour l'hypothèse (%) : "))/100# Conversion en pourcentage
hypotheses.append(tam)# Exécution du calcul
calculer_Floor(montant_emprunt,taux_plancher,tx_prime,hypotheses)
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